Online Banking Login

PERSONAL SAVINGS ACCOUNT

  • $100.00 minimum to open
  • No monthly service charge on daily balances over $300.00 per quarter
  • Total withdrawals limited to 3 per quarter. Additional withdrawals $1.00 each
  • Free digital banking services, including:
    • Online banking and bill pay
    • Free mobile app and mobile check deposits
    • Free e-statements available
  • Interest paid quarterly

QUARTERLY FEE SCHEDULE

Balance                       Fee

  • Below $300                   $3.00

 

MONEY MARKET ACCOUNT

  • $1,000.00 minimum deposit to open
  • $1,000.00 minimum balance required to avoid a monthly service charge
  • Total of 6 withdrawals per month:
    • 3 checks
    • 3 in bank transfers
      • Additional withdrawals, $10.00 each
    • Free digital banking services, including:
      • Online banking and bill pay
      • Free mobile app and mobile check deposits
      • Free e-statements available
    • Interest paid monthly

MONTHLY FEE SCHEDULE

Balance                                   Fee

  • Below $1000                           $7.50

NOW ACCOUNT

  • $1,000.00 minimum deposit to open
  • $1,000.00 minimum balance required to avoid a monthly service charge
  • Checks and debit card
  • Free digital banking services, including:
    • Online banking and bill pay
    • Free mobile app and mobile check deposits
    • Free e-statements available
  • Interest paid monthly

MONTHLY FEE SCHEDULE

Balance                                  Fee

  • $499.99 or below                    $10.00
  • $500.00 – $999.99                   $9.00

Excessive withdrawal fee (more than 40 debits per monthly statement cycle) of $0.15 per item

 

HOMETOWN NOW ACCOUNT (Age 55+)

  • $1,000.00 minimum deposit to open
  • $1,000.00 minimum balance required to avoid a monthly service charge
  • Checks and debit card
  • Free standard single checks. $4.00 discount on all other available styles.
  • Free digital banking services, including:
    • Online banking and bill pay
    • Free mobile app and mobile check deposits
    • Free e-statements available
  • Free cashiers checks and money orders
  • Interest paid monthly

MONTHLY FEE SCHEDULE

Balance                                  Fee

  • $499.99 or below                    $10.00
  • $500.00 – $999.99                   $9.00

 

SUPER NOW ACCOUNT

  • $2,000 minimum deposit to open
  • $2,000 minimum balance required to avoid a monthly service charge
  • Checks and debit card
  • Free digital banking services, including:
    • Online banking and bill pay
    • Free mobile app and mobile check deposits
    • Free e-statements available
  • Interest paid monthly
  • Excessive withdrawal fee (more than 40 debits per monthly statement cycle) of $0.15 per item

MONTHLY FEE SCHEDULE

Balance                       Fee

  • Below $2,000              $10.00

 

HEALTH SAVINGS ACCOUNT

  • Save funds for medical expenses
  • $100.00 minimum deposit to open
  • Checks and debit cards
  • Free digital banking services, including:
    • Online banking and bill pay
    • Free mobile app and mobile check deposits
    • Free e-statements available
  • Interest paid quarterly

QUARTERLY FEE SCHEDULE

Fee

  •       $3.00

 

PRESTIGE ACCOUNT

  • $25,000 minimum to open
  • No monthly service charge on daily balances over $1,000
  • Free digital banking services, including:
    • Online banking and bill pay
    • Free mobile app and mobile check deposits
    • Free e-statements available
  • Interest is paid monthly on balances of $25,000 or more

MONTHLY FEE SCHEDULE

Balance                    Fee

  • Below $1,000              $7.50

 

For more information on any of the accounts offered at Citizens National Bank, contact Brenda Vernon, Geanna Johnson, or Sierra Trevino in New Accounts, at 325-643-3545.