PERSONAL SAVINGS ACCOUNT
- $100.00 minimum to open
- No monthly service charge on daily balances over $300.00 per quarter
- Total withdrawals limited to 3 per quarter. Additional withdrawals $1.00 each
- Free digital banking services, including:
- Online banking and bill pay
- Free mobile app and mobile check deposits
- Free e-statements available
- Interest paid quarterly
QUARTERLY FEE SCHEDULE
Balance Fee
MONEY MARKET ACCOUNT
- $1,000.00 minimum deposit to open
- $1,000.00 minimum balance required to avoid a monthly service charge
- Total of 6 withdrawals per month:
- 3 checks
- 3 in bank transfers
- Additional withdrawals, $10.00 each
- Free digital banking services, including:
- Online banking and bill pay
- Free mobile app and mobile check deposits
- Free e-statements available
- Interest paid monthly
MONTHLY FEE SCHEDULE
Balance Fee
NOW ACCOUNT
- $1,000.00 minimum deposit to open
- $1,000.00 minimum balance required to avoid a monthly service charge
- Checks and debit card
- Free digital banking services, including:
- Online banking and bill pay
- Free mobile app and mobile check deposits
- Free e-statements available
- Interest paid monthly
MONTHLY FEE SCHEDULE
Balance Fee
- $499.99 or below $10.00
- $500.00 – $999.99 $9.00
Excessive withdrawal fee (more than 40 debits per monthly statement cycle) of $0.15 per item
HOMETOWN NOW ACCOUNT (Age 55+)
- $1,000.00 minimum deposit to open
- $1,000.00 minimum balance required to avoid a monthly service charge
- Checks and debit card
- Free standard single checks. $4.00 discount on all other available styles.
- Free digital banking services, including:
- Online banking and bill pay
- Free mobile app and mobile check deposits
- Free e-statements available
- Free cashiers checks and money orders
- Interest paid monthly
MONTHLY FEE SCHEDULE
Balance Fee
- $499.99 or below $10.00
- $500.00 – $999.99 $9.00
SUPER NOW ACCOUNT
- $2,000 minimum deposit to open
- $2,000 minimum balance required to avoid a monthly service charge
- Checks and debit card
- Free digital banking services, including:
- Online banking and bill pay
- Free mobile app and mobile check deposits
- Free e-statements available
- Interest paid monthly
- Excessive withdrawal fee (more than 40 debits per monthly statement cycle) of $0.15 per item
MONTHLY FEE SCHEDULE
Balance Fee
HEALTH SAVINGS ACCOUNT
- Save funds for medical expenses
- $100.00 minimum deposit to open
- Checks and debit cards
- Free digital banking services, including:
- Online banking and bill pay
- Free mobile app and mobile check deposits
- Free e-statements available
- Interest paid quarterly
QUARTERLY FEE SCHEDULE
Fee
PRESTIGE ACCOUNT
- $25,000 minimum to open
- No monthly service charge on daily balances over $1,000
- Free digital banking services, including:
- Online banking and bill pay
- Free mobile app and mobile check deposits
- Free e-statements available
- Interest is paid monthly on balances of $25,000 or more
MONTHLY FEE SCHEDULE
Balance Fee
For more information on any of the accounts offered at Citizens National Bank, contact Brenda Vernon, Geanna Johnson, or Sierra Trevino in New Accounts, at 325-643-3545.
