Online Banking Login

PERSONAL CHECKING ACCOUNT

  • $200 minimum deposit to open
  • Checks and debit cards
  • Free digital banking services, including:
    • Online banking and bill pay
    • Free mobile app and mobile check deposits
    • Free e-statements available
  • No monthly service charge on daily balances over $600.00

MONTHLY FEE STRUCTURE

Balance                                      Fee

  • $199.99 or below                    $10.00
  • $200.00 – $399.99                  $8.00
  • $400 – $599.99                        $6.00

Excessive withdrawal fee (more than 40 debits per monthly statement cycle) of $0.15 per item

 

EZ CHECKING ACCOUNT

  • $200 minimum deposit to open
  • Direct deposit required
  • No minimum balance required
  • No monthly service charge
  • Debit card only account
  • Free digital banking services, including:
    • Online banking and bill pay
    • Free mobile app and mobile check deposits
    • E-statements required

 

HOMETOWN CHECKING ACCOUNT (Age 55+)

  • $200.00 minimum deposit to open
  • No monthly service charge
  • No minimum balance required
  • Checks and debit cards
  • Free standard single checks. $4 discount on all other available styles
  • Free digital banking services, including:
    • Online banking and bill pay
    • Free mobile app and mobile check deposits
    • Free e-statements available
  • Free cashiers checks or money orders
  • 20% discount on safety deposit box rental

 

STUDENT CHECKING

  • $200.00 minimum deposit to open
  • No minimum balance required
  • No monthly service charge
  • Checks and debit cards
  • Free digital banking services, including:
    • Online banking and bill pay
    • Free mobile app and mobile check deposits
    • Free e-statements available

 

CITIZENS PREFERRED CLUB CHECKING ACCOUNT

  • $200.00 minimum deposit to open
  • Checks and debit cards
  • Free standard single checks, just pay $8 shipping. $4.00 discount on all other available styles.
  • Free digital banking services, including:
    • Online banking and bill pay
    • Free mobile app and mobile check deposits
    • Free e-statements available
  • Free cashiers checks or money orders
  • Accidental death and dismemberment insurance
  • Identify Theft 911
  • Vision care savings
  • Discounts on travel, lodging and car rental

MONTHLY FEE STRUCTURE

  • Individual      $11.00
  • Family            $13.00

Excessive withdrawal fee (more than 40 debits per monthly statement cycle) of $1.00.

Click Here for a downloadable personal account application.

 

BUSINESS CHECKING ACCOUNT

  • $500 minimum deposit to open
  • No minimum balance required
  • No deposit limitations
  • Checks and debit card
  • Free digital banking services, including:
    • Online banking and bill pay
    • Free mobile app and mobile check deposits
    • Free e-statements available

 

MONTHLY FEE STRUCTURE

  • Account Maintenance $5.00 per statement
  • Credits Posted: $0.25 per item
  • Debits Paid: $0.15 per item
  • Charge Back: $1.50 per item
  • Coin: $0.10 per item
  • Currency: $0.25 per item
  • Deposit Items: $0.05 per item

This account features an earnings credit to reduce or eliminate fees.

Click Here for a downloadable business account application.

For more information on any of the accounts offered at Citizens National Bank, contact Brenda Vernon, Geanna Johnson, or Sierra Trevino in New Accounts, at 325-643-3545.