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Mary E. Barnes

Vice President

Mary’s mortgage lending career began 48 years ago in 1972 in Phoenix, Arizona. She attended Arizona State University, Phoenix College, Mortgage Bankers of America, and the Institute of Financial Education with certifications in Business Law, Real Estate II, Principals of Management, FHA Direct Endorsement Underwriter, VA Underwriter, and VA LAPP SAR Underwriter. Mary joined Citizens National Bank in October, 2014 to oversee the Mortgage Lending Department operations of various mortgages of single family, multifamily, rental and investment property lending, She has a vast experience of FHA, VA, Conventional conforming and non-conforming loans, so if you need it done right, nobody does it better!