James Crow, Loan Officer, began working for Citizens National Bank in 2017. After growing up in Brownwood, he graduated from Brownwood High School in 2012. He went on to graduate from Howard Payne University with honors in May of 2017 earning a Bachelor of Business Administration in Finance degree. He the completed his graduate degree from Howard Payne University in 2019 to earn a Master of Business Administration with an Emphasis in Finance degree. While attending HPU, he was a member of Sigma Beta Delta and Phi Beta Lambda, both of which are nationwide business honor societies. He and his wife Hanna, who were married in May of 2017, reside in Brownwood.